📄 Legal

xbajy Terms & Conditions — Rules of Use for Bangladesh Players

Please read these terms carefully before registering or using the xbajy platform. By accessing xbajy, you confirm that you have read, understood and agree to be bound by these terms.

Version 1.0
Effective Date January 2026
Jurisdiction Bangladesh

Introduction

1. Introduction and Acceptance of Terms

These Terms and Conditions ("Terms") govern your access to and use of the xbajy online gaming platform, operated at xbajy.org (the "Platform"). By registering an account, logging in, or otherwise using the Platform in any capacity, you acknowledge that you have read and understood these Terms and that you agree to be legally bound by them. If you do not agree to these Terms, you must immediately cease using the Platform and close your account if one has been created.

xbajy reserves the right to amend, update or replace these Terms at any time. When material changes are made, xbajy will post the updated Terms on the Platform with a revised effective date. Your continued use of the Platform after any such changes constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically to ensure you remain informed of the current rules governing your use of xbajy.

Eligibility

2. Eligibility Requirements

Access to the xbajy Platform is restricted to individuals who meet all of the following eligibility criteria. Failure to satisfy any one of these criteria renders your use of the Platform a breach of these Terms.

  • 1
    You must be at least 21 years of age. xbajy does not permit individuals under the age of 21 to register, deposit, or participate in any game or betting activity on the Platform.
  • 2
    You must be accessing the Platform as an individual acting on your own behalf, not as an agent or representative of any third party.
  • 3
    You must have the legal capacity to enter into a binding contract under the laws applicable to you. If you are uncertain about your legal capacity, you should seek independent legal advice before registering.
  • 4
    You must not be a current employee, director, officer, consultant or contractor of xbajy, or an immediate family member of any such person, when using the Platform for gaming or betting purposes.
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xbajy operates a strict 21+ policy. Any account found to be registered by a person under the age of 21 will be immediately suspended, all funds held in that account will be forfeited, and the matter may be referred to relevant authorities. xbajy may request proof of age at any time and reserves the right to suspend an account pending age verification.

Account Registration

3. Account Registration and Security

To access the full range of xbajy services, you are required to create a registered account. The following rules apply to the registration and ongoing maintenance of your account.

  • 1
    You may hold only one active account on the xbajy Platform at any given time. Duplicate accounts are strictly prohibited. Where duplicate accounts are identified, xbajy reserves the right to close all but one account and to void any winnings derived from the duplicate accounts.
  • 2
    You are required to provide accurate, current and complete information during the registration process. Providing false, misleading or incomplete information constitutes a material breach of these Terms and may result in account suspension or permanent termination.
  • 3
    You are solely responsible for maintaining the confidentiality of your account credentials, including your registered phone number and password. You must not share your login details with any other person. xbajy is not liable for any loss resulting from unauthorised use of your account where you have failed to keep your credentials secure.
  • 4
    xbajy may, at its sole discretion, require you to complete identity verification (KYC) procedures at any time, including prior to processing a withdrawal. Failure to complete KYC within the specified timeframe may result in the suspension of withdrawal functionality on your account.
  • 5
    You must notify xbajy immediately if you become aware of any unauthorised access to or use of your account. You may contact xbajy support via the email address published on the Platform.

Payments

4. Deposits and Withdrawals

xbajy supports the following payment methods for deposits and withdrawals: bKash, Nagad, Rocket, Upay, Dutch-Bangla Bank, City Bank and BRAC Bank. All transactions are conducted in Bangladeshi Taka (BDT). xbajy does not accept deposits from third-party accounts; the payment method used for deposits must be registered in your own name.

The minimum deposit amount is ৳100. There is no platform fee on standard bKash and Nagad deposit transactions. Withdrawal processing times are targeted at 15 to 30 minutes for mobile wallet transfers (bKash, Nagad, Rocket). Bank transfer withdrawals may take longer depending on the receiving institution's processing schedule. xbajy is not liable for delays attributable to the payment provider.

  • 1
    All withdrawals are subject to identity verification. xbajy reserves the right to request supporting documents before releasing any withdrawal payment, particularly where the withdrawal amount is significant or where the account has not previously completed KYC.
  • 2
    Deposits that have been made but not yet wagered are subject to a maximum withdrawal limit pending completion of at least one real-money wager. This measure is in place solely to prevent payment processor misuse and does not affect the withdrawal of genuine gaming winnings.
  • 3
    xbajy reserves the right to reverse a deposit if it is determined to have been made from a fraudulent payment source, and to recover any funds already credited to your account in such circumstances.
  • 4
    Withdrawals can only be processed to an account or mobile wallet registered in your name. xbajy does not process withdrawals to third-party accounts under any circumstances.

Bonuses

5. Bonuses and Promotional Offers

xbajy may, from time to time, offer bonuses, free spins, cashback, reload promotions and other incentives to registered players. The following general conditions apply to all bonuses and promotions unless specific terms for a particular offer provide otherwise.

  • 1
    All bonuses are subject to wagering requirements before any bonus-derived funds can be withdrawn. The applicable wagering requirement multiplier will be stated in the specific promotion's terms. Where no wagering requirement multiplier is stated, a default rollover of 20x the bonus amount applies.
  • 2
    Bonuses are credited to your account in a designated bonus wallet. Bonus funds are kept separate from real-money funds until the wagering requirement has been fully satisfied, at which point the bonus funds convert to withdrawable real-money funds.
  • 3
    Bonuses may have an expiry period. If the wagering requirement is not satisfied within the stated expiry period, the bonus and any winnings generated from it will be forfeited. Expiry periods are stated in the terms of each specific promotion.
  • 4
    xbajy reserves the right to withdraw, modify or cancel any bonus or promotion at any time. Where a bonus is cancelled, any associated bonus funds that have not yet been converted through completion of wagering requirements will be removed from the account.
  • 5
    Players who are found to have registered multiple accounts in order to claim the same bonus more than once, or who have otherwise engaged in bonus abuse, will have their accounts permanently suspended and all accumulated winnings voided.

Gameplay

6. Gameplay Rules and Fair Use

All games available on the xbajy Platform are provided by certified third-party game studios and operate on independently verified random number generator (RNG) technology. The following rules apply to all gaming activity on the Platform.

  • 1
    Game outcomes are determined solely by the certified RNG systems of the respective game providers. xbajy does not manipulate game outcomes and has no ability to influence the result of any individual game round.
  • 2
    In the event of a technical malfunction, disconnection or system error during a game round, xbajy will endeavour to resolve the issue and restore the game state where technically possible. Where the game state cannot be restored, any bet placed during the affected round may be refunded at xbajy's discretion.
  • 3
    Any attempt to use software tools, bots, scripts, artificial intelligence systems or other automated methods to gain an unfair advantage in any game or betting market on the Platform is strictly prohibited and will result in immediate account termination and forfeiture of all funds.
  • 4
    Cricket betting markets, including BPL, IPL and T20 World Cup fixtures, are offered subject to the specific betting rules published for each market. Odds are subject to change prior to the commencement of a match. Bets placed and confirmed before the start of a fixture will be settled at the confirmed odds at time of placement.

Prohibited Conduct

7. Prohibited Conduct

The following conduct is expressly prohibited on the xbajy Platform. Any player found to have engaged in prohibited conduct may have their account suspended or permanently terminated, with all funds forfeited, and may be reported to relevant authorities.

  • 1
    Engaging in any form of fraudulent activity, including but not limited to chargeback fraud, identity fraud, payment fraud or collusion with other players to manipulate game outcomes.
  • 2
    Using the Platform for any money laundering activity or for the processing of funds derived from illegal sources. xbajy complies with applicable anti-money laundering requirements and will report suspicious transactions to relevant authorities.
  • 3
    Registering or attempting to register more than one account on the Platform, whether under the same identity or a different identity, for the purpose of claiming multiple bonuses or circumventing account restrictions.
  • 4
    Accessing or attempting to access another player's account without authorisation, or attempting to intercept, reverse-engineer or exploit any element of the Platform's technical infrastructure.
  • 5
    Providing false information during registration, KYC verification, or in any communication with xbajy support for the purpose of obtaining a benefit to which you are not entitled.

Suspension & Termination

8. Account Suspension and Termination

xbajy reserves the right to suspend, restrict or permanently terminate any account at any time and without prior notice where xbajy has reasonable grounds to believe that: (a) the account holder has breached any provision of these Terms; (b) the account has been used for fraudulent, illegal or abusive purposes; (c) the account holder does not satisfy the eligibility requirements set out in Section 2; or (d) continued operation of the account presents a risk to xbajy, other players, or third parties.

Upon termination of an account for breach of these Terms, xbajy may, in its absolute discretion, forfeit all funds held in the account, including any real-money balance and any unconverted bonus balance. Where an account is closed at the player's own request and no breach has been identified, xbajy will process the withdrawal of any remaining real-money balance subject to the completion of any outstanding KYC requirements.

Responsible Gaming

9. Responsible Gaming Obligations

xbajy is committed to promoting responsible gaming practices among all users of the Platform. The Platform provides deposit limit tools, session time reminders and self-exclusion options to all registered players. xbajy encourages all players to use these tools if they have any concern that their gaming activity is becoming difficult to control. Players seeking additional support may contact xbajy support via the email address published on the Platform. For players who have chosen to self-exclude, xbajy will use reasonable technical measures to enforce the self-exclusion, though xbajy cannot guarantee that self-excluded players will be unable to access the Platform through means outside xbajy's control.

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Gaming should be treated as entertainment, not as a source of income or a means of recovering financial losses. If gambling is affecting your relationships, finances, work or mental health, please contact xbajy support immediately. 21+ only. Play responsibly.

Liability

10. Limitation of Liability

To the maximum extent permitted by applicable law, xbajy shall not be liable for any indirect, incidental, special, consequential or punitive damages arising out of or in connection with your use of, or inability to use, the Platform, including but not limited to loss of profits, loss of data, loss of gaming winnings due to technical malfunction, or damages resulting from reliance on any information obtained through the Platform.

xbajy makes no warranty that the Platform will be available continuously or free from technical errors or interruptions. xbajy will use commercially reasonable efforts to maintain Platform availability but does not guarantee uninterrupted access. Planned maintenance windows will be communicated to players in advance where practicable.

Intellectual Property

11. Intellectual Property Rights

All content on the xbajy Platform, including but not limited to the xbajy brand name, logo, website design, graphics, text, software architecture and game presentation layers, is the exclusive property of xbajy or its licensors and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and use the Platform for personal, non-commercial gaming purposes only. You may not reproduce, distribute, modify, create derivative works from, or publicly display any content from the Platform without the prior written consent of xbajy.

Changes to Terms

12. Amendments to These Terms

xbajy reserves the right to revise these Terms at any time. Revised Terms will be posted on the Platform with an updated effective date. Where changes are material, xbajy will make reasonable efforts to notify registered players via the contact details held on their account. Your continued use of the Platform following the posting of revised Terms constitutes acceptance of those changes. If you disagree with any revised Terms, your sole remedy is to close your account and cease using the Platform. For questions about these Terms, please contact xbajy support at the email address published on the Platform.

Key Highlights

Terms at a Glance — Key Points for Bangladesh Players

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21+ Only

Strictly for players aged 21 and above. Age verification may be requested at any time.

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Local Payments

Deposits via bKash, Nagad, Rocket and Upay. Min deposit ৳100. Withdrawals in 15–30 mins to mobile wallet.

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Bonus Rules

All bonuses carry wagering requirements. Bonus abuse results in account termination and forfeiture of funds.

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SSL Security

All sessions and transactions protected by SSL encryption. Account credentials must never be shared.

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Fair Play

All games use certified RNG technology from verified providers. Bots and automation tools are strictly banned.

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Contact Us

Questions about these Terms? Email xbajy support at [email protected] for assistance.

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