🔒 Privacy

xbajy Privacy Policy — How We Handle Your Data

This policy explains what personal information xbajy collects from Bangladesh players, how that information is used, and the steps we take to keep it secure. Please read it carefully before using the Platform.

Version 1.0
Effective Date January 2026
Jurisdiction Bangladesh

Introduction

1. Introduction and Scope of This Policy

xbajy ("we", "us" or "our") is committed to protecting the privacy of all registered players and visitors to the xbajy Platform at xbajy.org. This Privacy Policy describes the categories of personal data we collect, the purposes for which that data is processed, the third parties with whom it may be shared, and the rights available to you as a data subject. This policy applies to all individuals who register an account with xbajy, access the Platform as a guest, or interact with xbajy through any other channel including customer support communications.

By accessing or using the xbajy Platform, you acknowledge that you have read and understood this Privacy Policy and consent to the collection and processing of your personal data as described herein. If you do not agree with any part of this policy, you should not use the Platform. For questions about how your data is handled, you may contact xbajy via the support email address published on the Platform.

Data Collection

2. Categories of Personal Data We Collect

xbajy collects personal data in the following categories. The specific data points collected within each category depend on how you interact with the Platform and the services you use.

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Identity Data

Full name, date of birth, gender, and national ID or passport details provided during registration or KYC verification.

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Financial Data

Mobile wallet identifiers (bKash, Nagad, Rocket numbers), bank account details where provided, transaction amounts, deposit and withdrawal history.

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Device & Technical Data

IP address, device type, browser type and version, operating system, screen resolution, and session duration collected automatically when you access the Platform.

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Gaming Activity Data

Game session logs, bet amounts, game outcomes, session frequency, wagering history, and responsible gaming tool settings (deposit limits, self-exclusion status).

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Location Data

Approximate geographic location derived from IP address, used to verify player eligibility and comply with applicable regulations. Precise GPS location is not collected.

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Communications Data

Records of your communications with xbajy support, including email correspondence, chat transcripts and any attachments or documents you send to us for verification purposes.

Data Use

3. How xbajy Uses Your Personal Data

xbajy processes your personal data for the following purposes. We do not process your data for any purpose that is incompatible with those listed below without first obtaining your explicit consent.

  • 1
    Account creation, identity verification (KYC), and ongoing account management — including processing deposits and withdrawals via bKash, Nagad, Rocket and other supported payment channels.
  • 2
    Providing access to the full range of xbajy services, including live casino games, slots, crash games, fish shooting games, and cricket betting markets such as BPL and IPL fixtures.
  • 3
    Fraud prevention, anti-money laundering compliance, and detection of prohibited conduct as described in the xbajy Terms and Conditions — including monitoring for duplicate accounts, bonus abuse and suspicious transaction patterns.
  • 4
    Responsible gaming monitoring — tracking session patterns to identify players who may be at risk and enabling deposit limit, session reminder and self-exclusion tools on your account.
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    Customer support — responding to your enquiries, processing complaints, and maintaining records of our communications as required for dispute resolution and regulatory compliance.
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    Service improvement and Platform analytics — using aggregated, anonymised data to understand how Bangladesh players use xbajy, identify technical issues, and improve the overall gaming experience. Individual player data is not used for this purpose in identifiable form.

Legal Basis

xbajy processes your personal data on one or more of the following legal grounds, depending on the specific processing activity.

  • 1
    Contractual necessity — processing that is required to perform our agreement with you, including account creation, payment processing, game access, and KYC verification.
  • 2
    Legal obligation — processing required to comply with applicable laws and regulations, including anti-money laundering obligations, age verification requirements, and cooperation with lawful requests from regulatory or law enforcement authorities.
  • 3
    Legitimate interests — processing for fraud prevention, responsible gaming monitoring, Platform security, and service analytics, where these interests are not overridden by your rights and interests as a data subject.
  • 4
    Consent — where we rely on your consent as the legal basis for processing (for example, for optional marketing communications), you have the right to withdraw that consent at any time by contacting xbajy support.

Data Sharing

5. Who We Share Your Data With

xbajy does not sell your personal data to third parties. We share your data only in the following circumstances and only to the extent necessary for the stated purpose.

  • 1
    Payment service providers — bKash, Nagad, Rocket, Upay and banking partners receive the minimum data necessary to process your deposit and withdrawal transactions. These providers have their own privacy policies governing their handling of your data.
  • 2
    Game content providers — certified studios such as Evolution Gaming, Pragmatic Play, Spribe and others receive session data necessary to deliver and log game outcomes. Game providers do not receive your payment or identity data.
  • 3
    Regulatory and law enforcement authorities — where required by applicable law, we may disclose your data to government bodies, regulatory agencies, or law enforcement authorities. xbajy will comply with lawful requests while endeavouring to notify you where permitted by law.
  • 4
    Technical and operational service providers — including hosting infrastructure providers, analytics platforms (using anonymised data only), and customer support software providers, under contractual obligations of confidentiality and data protection.

Payment & Security

6. Payment Data Security and SSL Encryption

All data transmitted between your device and the xbajy Platform is protected by SSL (Secure Sockets Layer) encryption. This is the same encryption standard used by international banking platforms and ensures that your personal and financial data cannot be intercepted in transit. The padlock icon visible in your browser's address bar confirms that your connection to xbajy.org is encrypted.

Financial transaction data — including your bKash number, Nagad wallet identifier, or bank account details — is handled by xbajy's payment processing partners and is not stored in full on xbajy's own servers. xbajy retains only the transaction reference, amount, and status information required for account management and dispute resolution.

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xbajy will never ask for your full password, bKash PIN, or Nagad PIN via email, live chat, or any other channel. If you receive any communication claiming to be from xbajy that requests this information, do not respond and contact xbajy support immediately via the official email address published on the Platform.

Cookies

xbajy uses cookies and similar tracking technologies to operate the Platform, remember your preferences, and analyse usage patterns. The following types of cookies are used.

  • 1
    Essential cookies — strictly necessary for the Platform to function, including session authentication, language preferences, and security tokens. These cannot be disabled without breaking core functionality.
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    Analytics cookies — used in anonymised form to understand how players navigate xbajy, which game categories are most accessed, and where technical errors occur. No individual player is identified through analytics data.
  • 3
    Preference cookies — store your language selection and display settings so you do not need to re-enter them on each visit. You may clear these via your browser settings at any time, though doing so will reset your stored preferences.

Data Retention

8. How Long We Retain Your Data

xbajy retains your personal data for as long as your account remains active and for a period thereafter as required by applicable legal and regulatory obligations. Account data, transaction records, and gaming history are typically retained for a minimum of five years following account closure to satisfy anti-money laundering record-keeping requirements. Communications data is retained for three years from the date of the last communication.

Where data is no longer required for the purpose for which it was collected and there is no legal obligation requiring its retention, xbajy will securely delete or anonymise that data. Players may request the deletion of their personal data subject to any overriding legal retention obligations by contacting xbajy support.

Your Rights

9. Your Data Subject Rights

As a player using xbajy, you have the following rights in relation to your personal data. To exercise any of these rights, contact xbajy support via the email address published on the Platform. xbajy will respond to valid requests within a reasonable timeframe.

  • Right of Access

    You have the right to request a copy of the personal data xbajy holds about you, including account information, transaction history, and gaming records.

  • Right to Rectification

    You have the right to request that inaccurate or incomplete personal data held by xbajy be corrected or completed. Requests to update name, date of birth, or contact details may require supporting documentation.

  • Right to Erasure

    You have the right to request deletion of your personal data where it is no longer necessary for the purpose collected, subject to overriding legal retention obligations such as those applicable to financial and anti-money laundering records.

  • Right to Restrict Processing

    You have the right to request that xbajy restricts the processing of your data in certain circumstances — for example, where you contest the accuracy of the data or where you have objected to processing pending verification of legitimate grounds.

  • Right to Object

    Where xbajy processes your data on the basis of legitimate interests, you have the right to object to that processing. xbajy will cease the processing unless it can demonstrate compelling legitimate grounds that override your interests, rights and freedoms.

Minors

10. Children and Minors — 21+ Platform

The xbajy Platform is strictly intended for adults aged 21 and above. xbajy does not knowingly collect personal data from individuals under the age of 21. If xbajy becomes aware that personal data has been collected from a person under 21, that data will be deleted immediately and the associated account will be suspended. If you believe that a minor has created an account or provided data to xbajy, please contact xbajy support immediately so that the matter can be investigated and resolved without delay.

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xbajy operates a strict 21+ policy. Players must be at least 21 years of age to register, deposit, or participate in any game or betting activity. Age verification may be requested at any time. Any account found to belong to a person under 21 will be closed immediately.

Third-Party Links

11. Third-Party Links and Services

The xbajy Platform may contain references to game providers and payment partners that operate their own platforms and privacy policies. xbajy is not responsible for the privacy practices of any third-party provider. When you interact with a third-party payment service such as bKash or Nagad, your data is processed by that provider in accordance with its own privacy policy. xbajy recommends that you review the privacy policies of any third-party services you use in connection with your xbajy account.

Policy Updates

12. Changes to This Privacy Policy

xbajy reserves the right to update this Privacy Policy at any time. When changes are made, the revised policy will be posted on the Platform with an updated effective date. Where changes are material, xbajy will make reasonable efforts to notify registered players. Your continued use of the Platform after the posting of a revised Privacy Policy constitutes your acceptance of the updated terms. If you do not agree with any changes to this policy, you should close your account and cease using the Platform.

Contact

13. How to Contact Us About Your Privacy

If you have any questions about this Privacy Policy, wish to exercise any of your data subject rights, or have a concern about how xbajy has handled your personal data, please contact the xbajy support team using the details below. xbajy will acknowledge your request and respond within a reasonable timeframe. For account-related enquiries, please have your registered account details available when contacting support.

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xbajy Privacy Support: [email protected] — Please include your registered username or phone number and a brief description of your request so we can assist you efficiently.

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